$34,500
( $36.01Per Sq Foot )
 $185 est/mo Sourced by Back At You

1052 Rat Bay Road 108-8,Lake of Bays, ON P1H 2J6

Lake of Bays, ON P1H 2J6

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Description

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.

Details

MLS #X10898413
Listing TypeFor Sale
StyleBungalow
Building Name108-8 Algonquin
HOA Dues$427
Sub-TypeNew Construction
StatusPrice Change
Year0
Days On Site1009
Listing Provided ByChestnut Park Real Estate | X10898413 557200

Features

Bed(s)2
Bath(s)2
SQ Feet958
PoolYes
Acreage0.02
Water FrontWaterfrontCommunity
Property ViewBeach, Panoramic, Bay, Lake, Trees, W

Interior

Interior FeaturesWater Heater
Lease To Own EquipmentNone
CoolingWall Unit(s)
Heat SourcePropane
Fireplace FeaturesPropane
Fireplace Yes / NoYes
Laundry FeaturesInside
Rooms Total9

Exterior

Exterior FeaturesDeck, Recreational Area, Year Round Living
RoofShingles
Foundation DetailsBlock
TopographyDry, Wooded/Treed, Rolling, Level
Water ViewUnknown
Waterfront FeaturesDock, Beach Front
ViewBeach, Panoramic, Bay, Lake, Trees/Woods
Construction MaterialsWood

Parking

Garage Yes / NoNo
Parking FeaturesReserved/Assigned, Mutual

Utilities

SewerUnknown

Taxes

Tax Annual Amount0
Tax Assessed Value0
Tax Legal DescriptionFirstly: Part of Lot 21, Concession 10, designated as Part 1, Plan 35R-3162 and Part 3 on Plan 35R-2913, Franklin Secondly: Part of Lot 21, Concession 10, designated as Parts 1 & 4, Plan 35R-2913, Franklin, Township of Lake of Bays, District of Muskoka
Tax Year2023

Other

Docking TypeUnknown

Area Information

ProvinceON
RegionMuskoka
CityLake of Bays
Postal CodeP1H 2J6
AreaFranklin
Sourced by Back At You

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ProvinceON
RegionMuskoka
CityLake of Bays
Postal CodeP1H 2J6
AreaFranklin
Sourced by Back At You
Nearby Listings (Within 1/10 mile)
Price: $25K - $43K
sqft: 719 - 1,000
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Listing Updated: August 29, 2026 at 4:11:51 PM PDT